Personal information means any information that relates to a natural person, which directly or indirectly is capable of identifying that person.
The personal information collected from you and covered within this Private Policy may include your full name, address, telephone/mobile number, email address, mobile number, Bank account number and other information as defined in Rule 3 of the Information Technology (Reasonable security practices and procedures and sensitive data or information) Rules, 2011, as may be required by us from time to time in order to provide services to you. However, you have the right to modify or update your personal Information/details with us.
Most features of the Website/Web Application would require registration, which may require you to provide your details such as an email address, a password, mobile number and other information.
In case, you avail the online services through mentorkart.com, you will be required to provide Personal Information like your Name, Address, mobile, Bank Account Number and other information required as per applicable regulations [“user information”] at the time of registration/activation of such facility. The collection of these information is obligatory pursuant to regulatory requirements in order to activate and enable the online services. Such information shall be used/shared/maintained/accessed/stored with/by third party technology provider/authorised service providers in order to enable/facilitate/complete/process of online services. Any personal information collected from the user shall be encrypted for data security. The encryption protection is verified by SSL.
From time to time, the Website/Web Application may also request other personal information to provide you with additional benefits of the services as selected by you. On all such occasions, you will have the option to provide or decline to provide that personal information.
In order to benefit from the full functionality of the services, you would need to provide your Account Credentials/Information to allow the Website/Web Application, to provide an account aggregator services to access your account data from the financial institutions/banks where your accounts are maintained, to enable you to use/see consolidated view of various accounts. All such Account Credentials/Information and data collected from such accounts are stored by us on highly secured servers. The section “Your data is secure” shall describe the various security mechanism followed for securing your data.
The Website/Web Application uses and discloses your Personal Information only as follows:
We will not disclose your Personal Information with any affiliated or unaffiliated third parties, except as stated under:-
MentorKart® may aggregate Personal Information, and disclose or use such data only in a non-personally identifiable manner (anonymously) for purposes of research, advertising, comparison to organizations approved by MentorKart®.
Notwithstanding anything above, portions of your data, consisting aggregate data derived from your Account Credentials/Information, may remain on servers indefinitely. Your data may also remain on our backup server. These backups are required to ensure our continued ability to provide the services and comply with regulations.
If you choose the option of deactivating your account with us from the Website/Web Application, your data will be deactivated on our servers and no one except an Authorised Person shall have access to your account. However, you always have the option of reactivating your account with mentorkart.com. An Authorised Person shall have the access to comply with orders of the Court, any applicable law or any statutory or legal requirements or for re-activating your account with your consent.